Residential and FHA Appraisals in Southeast Wisconsin
Whether you are buying, refinancing, or need an independent valuation for personal use, a residential appraisal provides a licensed, unbiased opinion of your property's market value. Brian inspects the home, measures the living area, evaluates the condition, photographs the property, and researches recent comparable sales in the area.
The final report follows Uniform Standards of Professional Appraisal Practice (USPAP) guidelines and is accepted by banks, credit unions, mortgage brokers, and government agencies.
For FHA-insured loans, the appraisal must be completed by an appraiser on the HUD roster. Brian holds FHA approval, which means his reports meet the additional property condition requirements and valuation standards the Federal Housing Administration mandates. If your lender needs an FHA appraisal in Ozaukee, Washington, Milwaukee, or any of the other seven counties Brian serves, his report will satisfy the requirement.
What to Expect
Frequently Asked Questions
What is the difference between a standard appraisal and an FHA appraisal?
An FHA appraisal includes additional property condition requirements. The appraiser must verify that the home meets minimum safety, structural, and habitability standards set by HUD. Standard appraisals focus on market value without the condition requirements.
Can I be present during the inspection?
Yes. Homeowners are welcome to be present. It can be helpful to point out recent improvements or updates that may not be immediately visible.
What if the appraisal comes in lower than expected?
The appraisal reflects current market conditions based on comparable sales data. If you believe relevant information was missed, Brian is available to discuss the report.